Data from the Wisconsin Local Government Property Insurance Fund (LGPIF). The LGPIF was established to provide property insurance for local government entities that include counties, cities, towns, villages, school districts, fire departments, and other miscellaneous entities, and is administered by the Wisconsin Office of the Insurance Commissioner. Properties covered under this fund include government buildings, vehicles, and equipment.
Format
A data frame with 5677 rows and 41 variables:
PolicyNumPolicy number
YearPolicy year
ClaimBCTotal building and contents (BC) claims in the year
ClaimIMTotal inland marine (IM) claims in the year (contractor’s equipment)
ClaimPNTotal comprehensive claims from new motor vehicles in the year
ClaimPOTotal comprehensive claims from old motor vehicles in the year
ClaimCNTotal collision claims from new vehicles in the year
ClaimCOTotal collision claims from old vehicles in the year
TypeCityIndicator for city entity
TypeCountyIndicator for county entity
TypeMiscIndicator for miscellaneous entity
TypeSchoolIndicator for school entity
TypeTownIndicator for town entity
TypeVillageIndicator for village entity
IsRCIndicator for replacement cost (motor vehicles)
CoverageBCLog coverage amount for building and contents (in millions of dollars)
lnDeductBCLog deductible amount for building and contents
NoClaimCreditBCIndicator for no BC claims in prior year
yAvgBCAverage BC claim amount
FreqBCFrequency of BC claims
CoverageIMLog coverage amount for inland marine (in millions of dollars)
lnDeductIMLog deductible amount for inland marine
NoClaimCreditIMIndicator for no IM claims in prior year
yAvgIMAverage IM claim amount
FreqIMFrequency of IM claims
CoveragePNLog coverage amount for comprehensive new vehicles (in millions of dollars)
NoClaimCreditPNIndicator for no PN claims in prior year
yAvgPNAverage PN claim amount
FreqPNFrequency of PN claims
CoveragePOLog coverage amount for comprehensive old vehicles (in millions of dollars)
NoClaimCreditPOIndicator for no PO claims in prior year
yAvgPOAverage PO claim amount
FreqPOFrequency of PO claims
CoverageCNLog coverage amount for collision of new vehicles (in millions of dollars)
NoClaimCreditCNIndicator for no CN claims in prior year
yAvgCNAverage CN claim amount
FreqCNFrequency of CN claims
CoverageCOLog coverage amount for collision of old vehicles (in millions of dollars)
NoClaimCreditCOIndicator for no CO claims in prior year
yAvgCOAverage CO claim amount
FreqCOFrequency of CO claims