Data from the Wisconsin Local Government Property Insurance Fund (LGPIF). The LGPIF was established to provide property insurance for local government entities that include counties, cities, towns, villages, school districts, fire departments, and other miscellaneous entities, and is administered by the Wisconsin Office of the Insurance Commissioner. Properties covered under this fund include government buildings, vehicles, and equipment.
Format
A data frame with 5677 rows and 41 variables:
- PolicyNum
Policy number
- Year
Policy year
- ClaimBC
Total building and contents (BC) claims in the year
- ClaimIM
Total inland marine (IM) claims in the year (contractor’s equipment)
- ClaimPN
Total comprehensive claims from new motor vehicles in the year
- ClaimPO
Total comprehensive claims from old motor vehicles in the year
- ClaimCN
Total collision claims from new vehicles in the year
- ClaimCO
Total collision claims from old vehicles in the year
- TypeCity
Indicator for city entity
- TypeCounty
Indicator for county entity
- TypeMisc
Indicator for miscellaneous entity
- TypeSchool
Indicator for school entity
- TypeTown
Indicator for town entity
- TypeVillage
Indicator for village entity
- IsRC
Indicator for replacement cost (motor vehicles)
- CoverageBC
Log coverage amount for building and contents (in millions of dollars)
- lnDeductBC
Log deductible amount for building and contents
- NoClaimCreditBC
Indicator for no BC claims in prior year
- yAvgBC
Average BC claim amount
- FreqBC
Frequency of BC claims
- CoverageIM
Log coverage amount for inland marine (in millions of dollars)
- lnDeductIM
Log deductible amount for inland marine
- NoClaimCreditIM
Indicator for no IM claims in prior year
- yAvgIM
Average IM claim amount
- FreqIM
Frequency of IM claims
- CoveragePN
Log coverage amount for comprehensive new vehicles (in millions of dollars)
- NoClaimCreditPN
Indicator for no PN claims in prior year
- yAvgPN
Average PN claim amount
- FreqPN
Frequency of PN claims
- CoveragePO
Log coverage amount for comprehensive old vehicles (in millions of dollars)
- NoClaimCreditPO
Indicator for no PO claims in prior year
- yAvgPO
Average PO claim amount
- FreqPO
Frequency of PO claims
- CoverageCN
Log coverage amount for collision of new vehicles (in millions of dollars)
- NoClaimCreditCN
Indicator for no CN claims in prior year
- yAvgCN
Average CN claim amount
- FreqCN
Frequency of CN claims
- CoverageCO
Log coverage amount for collision of old vehicles (in millions of dollars)
- NoClaimCreditCO
Indicator for no CO claims in prior year
- yAvgCO
Average CO claim amount
- FreqCO
Frequency of CO claims